Business Models
The missing connections in delegated authority
By Paul Templar | September 29, 2026
As rates soften across many lines of business, the economics of delegated authority business are increasingly challenged by slow and duplicative processes. The current costs of disconnection are high, but a far better-connected market by 2030 is entirely feasible.
The continued growth of delegated authority is being hampered by structural issues across an increasingly complex value chain. The problem is not necessarily a lack of technology. Most MGAs, brokers, insurers and reinsurers have invested in systems. The difficulty lies in the connections between them.
